I’m reaching out to fellow White folks today. Do you find yourself thinking it’s not fair that a Black person can use the “n”-word, but a White person gets all kinds of grief? If so, then it’s clear an explanation would be wasted on you, so I offer this simple rule-of-thumb:
Hope this helps!
Please note that if you are, for example, an author writing vernacular dialog for a racist character, then, obviously, you’ll use the word, but you won’t be wondering about the unfairness I mention.